Mortgages for First Time Buyers

A First-Time Buyer Guide to Mortgages

If you feel ready to buy your first home, but don’t know where to start, then follow our easy-to-read first-time buyers mortgage guide to get you on your way.

As one of the most expensive purchases you are likely to ever make, it can often be really overwhelming. We have designed this complete guide to mortgages for first-time buyers to help you to understand the mortgage process and what it means for you.

Download this guide.

What's Inside?


This guide from Propertyable was written for first-time buyers and tells you all you need to know about getting a mortgage on your first home.

As a first-time buyer, the thought of getting a mortgage can be extremely daunting, and with the current cost-of-living crisis and higher interest rates, it’s an even more complex decision to make.

In our complete guide to mortgages for first-time buyers, we’ve covered everything you’d want to know, from how mortgages work and what mortgages are available, to interest rates you can expect and our top tips to getting approved for a mortgage.

01.

How does getting a mortgage work as a first-time buyer?

Discover how mortgages work for first-time buyers and what to expect

02.

How much can I borrow through a mortgage?

How much mortgage can you borrow given your current salary and financial responsibilities

03.

What interest rates should I expect?

Get an idea of what interest rates you can expect getting a mortgage now.

04.

When should I apply for a first-time mortgage?

Get advice on when you should be ready to apply for a mortgage during the home buying process

05.

Which type of first-time buyer mortgage is best for me?

We’ve laid out the different types of mortgages available to you so you can make an informed decision as a first-time buyer

06.

Can I get an interest-only mortgage?

Discover if interest-only mortgages are available to you.

07.

How much deposit will I have to pay as a first-time buyer?

We’ll talk you through how much deposit to expect as a first-time buyer

08.

Which schemes are available to help first-time buyers?

Discover what schemes you can make use of as a first-time buyer

09.

Propertyable’s Tips for Getting Approved for a Mortgage

Get 15 top tips from Propertyable on getting approved for a mortgage.

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Make Home Buying Simple with Propertyable's Free Guide

Having our guide to mortgages for first-time buyers within reach throughout your journey on the property ladder is the best way to avoid any nasty surprises as you navigate the world of home buying. It has never been more important to do your research and make sure you have understood all the pros and cons before you decide to make important decisions.

With big purchases, come big contingencies. Instead of guessing and hoping for the best, check out our free guide completely free of charge and be fully prepared for every financial eventuality.

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