Buy To Let Mortgages Explained

A Buy-To-Let Mortgage Guide

If you’re looking to purchase a home, you will most likely have a mortgage, and you may wish to pay off that mortgage by renting out that property whilst you live elsewhere.

While many mortgages allow a ‘consent-to-let’ option, you will require a particular Buy-To-Let mortgage in most situations. These mortgages have their own rules and criteria, quite different to traditional mortgages.

This guide from Propertyable covers everything you need to know about Buy-To-Let mortgages, giving you all the information you need when finding a mortgage that matches your needs and budget.

Download this guide.

What's Inside?

Propertyable’s guide on Buy-To-Let mortgages has been designed to answer every question you could ever have about Buy-To-Let Mortgages, giving you all the information you need to find the right mortgage for you.

In this guide, we’ll start by going into detail about Buy-To-Let Mortgages and how you can differentiate them from traditional mortgages. We’ll also be discussing how they work in comparison to traditional mortgages for customers, giving you useful information about how to get a Buy-To-Let Mortgage as a customer and what interest rates to expect, as well as a host of other useful information.

Our guide also goes over the actual process of getting a Buy-To-Let mortgage, giving you information about when you should apply, what you need to provide in order to be approved, how much deposit you’ll need, and much more.

There’s a wealth of information and guidance inside our Buy-To-Let Mortgage Guide. Download it today and take that next step in your home buying journey.


What is a buy-to-let mortgage

When you buy a house to live in, you apply for a residential mortgage.


How much can I borrow through a mortgage?

Unlike a traditional repayment residential mortgage, where each monthly payment pays off some of the loan and the interest, many buy-to-let mortgages are taken on an interest-only basis.


How does getting a buy-to-let mortgage work?

With buy to let mortgage, there is an increased risk to the lender, as tenants might default on paying their rent, which in turn may affect your ability to pay your mortgage.


Who can get a buy-to-let mortgage?

The criteria for buy-to-let mortgages will differ from lender to lender.


What interest rates can I expect?

Interest rates are usually higher for buy-to-let mortgages than residential mortgages.

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Make Buy-To-Let Mortgages Simple with Propertyable's Free Guide

Having our buy-to-let mortgage guide within reach throughout your journey on the property ladder is the best way to avoid any nasty surprises as you navigate the world of home buying.

With big purchases, come big contingencies. Instead of guessing and hoping for the best, check out our free guide and be fully prepared for every financial eventuality.

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